Good food, excellent wine, interesting people, and the view on Bergen from bird's-eye made the party unforgettable.
If you have a chance to visit Bergen, you should definitely visit some of Bergen's mountains. Bergen is surrounded by seven mountains, two of them (Ulriken and Fløen) have a special cabel car and funicular to get straight to the tops. The views from the mountains are spectacular! However, the most important is to catch to sun, otherwise you are on the top surrounding by fog ;)
Bergen from bird's-eye view
Bergen during the night in my hands :)
I love Bergen <3
ReplyDeleteIt is a lovely city, especially when the sun is shining ;)
ReplyDeleteGood
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Inside Secret America Bath Salts Part 1 of 3
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I love Bergen <3
ReplyDeleteGetting Out Of A Car Loan
ReplyDeleteIn some cases a borrower may find that they were overcharged for a car loan, ending up owing more on the loan than the car is actually worth. This is referred to as an upside down car loan. A situation like this can happen when a borrower with bad credit has been taken advantage of by a dealer or lender.
Getting out of a car loan like this would be the way to go if possible. To avoid getting in this situation always use a reputable car loan service which will connect you to respectable lenders.
ReplyDeleteWhatever the reason is for needing to get out of a car loan, you must be careful to do it in a way to avoid huge damage to your credit rating. A Car loan can be gotten out of but it will take some work.
ReplyDeleteHere are some options:
ReplyDeleteRefinancing car loans - Decide whether getting out of car loan entirely is necessary. Can you get by with paying $50 - $100 dollars less each month?
- Check if your current loan charges prepayment penalties.
ReplyDelete- Refinance a simple interest loan with no prepayment penalties into a simple interest loan with a lower rate.
Negotiate new payment plan with your car loan lender
ReplyDelete- Decide what kind of monthly payment you will be able to afford for the duration of your car loan.
Provide the papers that back up your payment proposal.
ReplyDelete- It is best to approach your lender before you miss your payments to avoid repossession. If not you could be stuck with no car, ruined credit and remaining payments.
ReplyDeleteGo to your lender and see what they are willing to do rather than repossess your vehicle. Some lenders of car loans in Canada will be willing to tack on missed payments to the end of your loan term as long as future monthly payments can be made on time.
ReplyDeleteSell car yourself Turn your loan over to a friend or family member. Remember the new owner will have to be approved by your lender. Sell your car privately rather than having the dealer repossess and sell it. The dealer will dump it for a low price and you will be left owing the remainder of the loan.
ReplyDeleteHand over car to lender as last resort This will save you the costs of repossession – towing, storage. Negotiate the remainder of the loan. They may allow a more favourable pay off amount. Make every effort not to destroy your credit rating so when your finances improve you can get approved for another car loan!
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Tips To Getting a Car Loans After Bankruptcy
ReplyDeleteA car loans after a bankruptcy is one way to help build back your credit history. In fact, once your bankruptcy closes, you can apply for a car loan the next day. To get approved with the best rates for your car loan, follow these tips.
Review Your Credit Report
ReplyDeleteBefore you start applying for a car loan, check out your credit report and make sure all your accounts are in order. It is not uncommon after a bankruptcy to see open accounts that should be closed, which hurt your credit rating.
While looking at your credit report, consider adding a page explaining the situation that resulted in your bankruptcy. If there were extenuating circumstances, lenders may approve you for a better rate than under normal conditions.
Plan Your Car Purchase
ReplyDeleteBefore purchasing a vehicle, decide what you can afford in a monthly car loan payment. This will help you decide which financing package is best for you. Both the loan amount and length of payments will determine your monthly payments, so there is flexibility in determining which vehicle you can afford to purchase.
Use A Car Loan Lender
ReplyDeleteCar loan lenders make their money by finding you a loan. Car loan lenders work with several financing partners to back loans with all types of credit risk, including bankruptcies.
Online car loan lenders deal with thousands of loans, and can usually find you a better deal than your local car dealerships. Online car loan lenders will send you a check when you are approved, basically making you a pre-approved car loan buyer.
ReplyDeleteExplain Your Situation
ReplyDeleteCar loan applications will ask if you have ever declared bankruptcy and why. This is your chance to explain what led up to the situation and what steps you have taken to resolve your credit situation. Be sure to include improvements in your financial history too.
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